Making sentences using expressions I learned from the previous class

I studied credit card issues in the last class with my teacher. There are some benefits for us when we are using the credit card. We can get mileages or some kinds of points which can be used online. It has been a kind of social issue in Korea for a few years because the credit companies issue us easily. The problem is that the people who can't afford with their lifestyle get credit cards from those companies. Finally, they are going to be go bankrupt or have to get a loan from the bank to pay it back to them. So, I attempt to cut down the usage of credit cards and prefer to use a debit card.

REVISED:

I studied credit card issues in the last class with my teacher. There are some benefits for us when we are using the credit card. We can get mileages or some kinds of points which can be used online. It has been a kind of social issue in Korea for a few years because the credit companies issue us easily. The problem is that people who can't afford their lifestyle get credit cards from those companies. Finally, they go bankrupt or have to get a loan from the bank to pay it back to them. So, I attempt to cut down the usage of credit cards and prefer to use a debit card.

Hi Tony,

It's been quite a long time since you made a composition. Finally, you made one again which is awesome. You were able to convey important details from the lesson's topic. I just wrote as well the corrections that you may observe like the use of articles and prepositions. Nevertheless, it was great and thank you for this!

Teacher Neiz